Tuesday, December 3, 2013
Barker's Newsbites: Tuesday, Dec. 3, 2013
So... folks... let me just throw something out about ObamaCare:
Mary (my beloved bride) works for a small professional firm.
Mary's firm provides ACCESS to their small-group plan, but the total financial contribution they make to each employee's "employer provided" insurance is $150/mo.
OUR CASH PREMIUM... OUR OUT OF POCKET PREMIUM... $1,327/mo.
And again... this is with lousy vision coverage and NO DENTAL COVERAGE whatsoever.
This is for two adults in pretty good physical condition!
So... about ObamaCare...
Mary's firm has an insurance broker. He does "insurance shopping" for the firm. Each year he provides the firm and its employees with their options.
Although the firm's current insurance contract doesn't expire until this coming summer, the firm's broker has already done the legwork researching ObamaCare.
For Mary and I... we'd have a choice of three plans here in New York. Two of these plans don't include our doctors.
Costs? Turns out we'd "win the battle but lose the war" if we were to sign up with ObamaCare.
Mary tells me that according to the broker... we'd save a few hundred bucks a year... A YEAR... if we were to join one of the plans. (I believe this includes all three plans... including the one plan offered that would allow us to retain most of our present doctors.)
By switching from a small business group plan to an ObamaCare Exchange we'd LOSE our cafeteria plan and the tax benefit of being able to use "pre-tax" dollars to pay our premiums!
We'd actually end up PAYING MORE OUT OF POCKET for ObamaCare than for what we have now!
Not that I want to be subsidized... but where's my $2,500. in savings Obama and the Democrats promised Mary and I?
Why is it that we WOULD be forced to get new doctors if we were to sign up for either of the two (of three) ObamaCare Exchange choices which don't have our doctors "on the payroll?"
Back to the subsidies...
I'm serious! I wouldn't want a subsidy! While what Mary and I pay is truly outrageous, having other taxpayers subsidize the outrageousness wouldn't make the outrage any less - all it would do is further rob Peter to pay Paul and all the while adding to the federal debt!
So who is getting these ObamaCare subsidies?
Are people who own houses getting them? WHY...?!?! Mary and I DON'T own a house and yet I have no doubt our tax dollars will be funding ObamaCare subsidies to people who do own their own homes. How is that fair...???
We had one child because we knew we could AFFORD to raise one child responsibly. Does anyone reading this have ANY doubt that parents who make MORE MONEY than Mary and I and who own their own homes yet have three children or four or five children will get subsidized health insurance which Mary and I will involuntarily subsidize via our tax dollars and ObamaCare premiums...?!?!
Folks... forget for a moment the disasters which have been in the news concerning ObamaCare... just switch to looking at the bigger picture! Even if the website worked... even if the website was secure and trustworthy... how is it that I'm supposed to be grateful for ObamaCare?